Call reports 2008
FIRST NATIONAL BANK IN PAXTON — 2008
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,412,000 | 68,806,000 | 66,691,000 | 68,847,000 |
| Total loans | 30,301,000 | 33,803,000 | 35,932,000 | 36,559,000 |
| Allowance for loan losses | 527,000 | 527,000 | 512,000 | 513,000 |
| Securities available for sale | 16,607,000 | 21,130,000 | 19,837,000 | 21,235,000 |
| Securities held to maturity | 2,804,000 | 2,804,000 | 2,803,000 | 2,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,277,000 | 58,775,000 | 57,483,000 | 59,231,000 |
| Interest-bearing deposits | 48,456,000 | 51,327,000 | 50,114,000 | 50,845,000 |
| Noninterest-bearing deposits | 7,821,000 | 7,448,000 | 7,369,000 | 8,386,000 |
| Equity capital | 8,257,000 | 8,036,000 | 7,997,000 | 8,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,699,000 | 2,560,000 | 3,406,000 |
| Interest expense | 366,000 | 680,000 | 991,000 | 1,279,000 |
| Net interest income | 501,000 | 1,019,000 | 1,569,000 | 2,127,000 |
| Noninterest income | 84,000 | 192,000 | 283,000 | 389,000 |
| Noninterest expense | 356,000 | 721,000 | 1,113,000 | 1,561,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 490,000 | 739,000 | 955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 490,000 | 739,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,962,000 | 7,993,000 | 8,011,000 | 7,998,000 |
| Total capital | 8,440,000 | 8,512,000 | 8,523,000 | 8,511,000 |
| Risk-weighted assets | 38,149,000 | 41,332,000 | 42,250,000 | 42,128,000 |