Call reports 2007
FIRST NATIONAL BANK IN PAXTON — 2007
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,967,000 | 61,987,000 | 63,503,000 | 63,266,000 |
| Total loans | 30,796,000 | 29,867,000 | 29,229,000 | 31,777,000 |
| Allowance for loan losses | 554,000 | 531,000 | 540,000 | 541,000 |
| Securities available for sale | 25,919,000 | 25,844,000 | 24,098,000 | 19,246,000 |
| Securities held to maturity | 2,672,000 | 2,672,000 | 2,981,000 | 2,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,051,000 | 53,758,000 | 55,376,000 | 54,953,000 |
| Interest-bearing deposits | 47,632,000 | 46,976,000 | 48,096,000 | 48,144,000 |
| Noninterest-bearing deposits | 7,419,000 | 6,782,000 | 7,280,000 | 6,809,000 |
| Equity capital | 7,746,000 | 7,681,000 | 7,922,000 | 8,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,772,000 | 2,671,000 | 3,576,000 |
| Interest expense | 362,000 | 738,000 | 1,131,000 | 1,515,000 |
| Net interest income | 521,000 | 1,034,000 | 1,540,000 | 2,061,000 |
| Noninterest income | 73,000 | 160,000 | 244,000 | 328,000 |
| Noninterest expense | 361,000 | 721,000 | 1,093,000 | 1,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 473,000 | 691,000 | 913,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 473,000 | 691,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,973,000 | 7,983,000 | 7,971,000 | 7,964,000 |
| Total capital | 8,449,000 | 8,440,000 | 8,431,000 | 8,441,000 |
| Risk-weighted assets | 37,826,000 | 36,472,000 | 36,617,000 | 37,991,000 |