Call reports 2006
FIRST NATIONAL BANK IN PAXTON — 2006
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,769,000 | 64,136,000 | 61,534,000 | 63,200,000 |
| Total loans | 25,680,000 | 27,664,000 | 30,262,000 | 31,836,000 |
| Allowance for loan losses | 552,000 | 557,000 | 559,000 | 555,000 |
| Securities available for sale | 27,796,000 | 26,686,000 | 22,986,000 | 24,826,000 |
| Securities held to maturity | 2,608,000 | 2,756,000 | 2,755,000 | 2,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,131,000 | 56,579,000 | 53,651,000 | 55,319,000 |
| Interest-bearing deposits | 48,167,000 | 50,118,000 | 47,448,000 | 47,893,000 |
| Noninterest-bearing deposits | 6,964,000 | 6,461,000 | 6,203,000 | 7,426,000 |
| Equity capital | 7,489,000 | 7,372,000 | 7,691,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,608,000 | 2,456,000 | 3,340,000 |
| Interest expense | 298,000 | 607,000 | 949,000 | 1,311,000 |
| Net interest income | 504,000 | 1,001,000 | 1,507,000 | 2,029,000 |
| Noninterest income | 65,000 | 143,000 | 226,000 | 305,000 |
| Noninterest expense | 347,000 | 707,000 | 1,055,000 | 1,448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 437,000 | 678,000 | 880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 437,000 | 678,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,001,000 | 7,996,000 | 8,018,000 | 7,970,000 |
| Total capital | 8,399,000 | 8,414,000 | 8,482,000 | 8,452,000 |
| Risk-weighted assets | 31,326,000 | 32,957,000 | 36,788,000 | 38,116,000 |