Call reports 2005
FIRST NATIONAL BANK IN PAXTON — 2005
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,088,000 | 64,420,000 | 62,528,000 | 64,072,000 |
| Total loans | 30,363,000 | 29,986,000 | 29,239,000 | 28,995,000 |
| Allowance for loan losses | 515,000 | 534,000 | 541,000 | 548,000 |
| Securities available for sale | 25,349,000 | 25,478,000 | 23,256,000 | 26,956,000 |
| Securities held to maturity | 3,125,000 | 3,122,000 | 3,175,000 | 2,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,126,000 | 56,340,000 | 54,640,000 | 56,219,000 |
| Interest-bearing deposits | 47,282,000 | 49,873,000 | 47,827,000 | 49,303,000 |
| Noninterest-bearing deposits | 7,844,000 | 6,467,000 | 6,813,000 | 6,916,000 |
| Equity capital | 7,808,000 | 7,902,000 | 7,712,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,421,000 | 2,186,000 | 2,981,000 |
| Interest expense | 213,000 | 441,000 | 686,000 | 960,000 |
| Net interest income | 485,000 | 980,000 | 1,500,000 | 2,021,000 |
| Noninterest income | 62,000 | 139,000 | 214,000 | 275,000 |
| Noninterest expense | 332,000 | 696,000 | 1,045,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 423,000 | 669,000 | 903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 423,000 | 669,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,979,000 | 7,967,000 | 7,987,000 | 8,010,000 |
| Total capital | 8,416,000 | 8,408,000 | 8,419,000 | 8,434,000 |
| Risk-weighted assets | 35,185,000 | 35,098,000 | 34,404,000 | 34,419,000 |