Call reports 2004
FIRST NATIONAL BANK IN PAXTON — 2004
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,315,000 | 65,538,000 | 62,970,000 | 66,596,000 |
| Total loans | 27,777,000 | 29,080,000 | 29,065,000 | 31,191,000 |
| Allowance for loan losses | 520,000 | 517,000 | 524,000 | 516,000 |
| Securities available for sale | 25,333,000 | 18,602,000 | 22,691,000 | 25,543,000 |
| Securities held to maturity | 6,389,000 | 6,408,000 | 6,476,000 | 4,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,816,000 | 56,312,000 | 53,640,000 | 58,386,000 |
| Interest-bearing deposits | 50,905,000 | 50,429,000 | 48,135,000 | 47,708,000 |
| Noninterest-bearing deposits | 5,911,000 | 5,883,000 | 5,505,000 | 10,678,000 |
| Equity capital | 9,351,000 | 9,070,000 | 9,154,000 | 8,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,457,000 | 2,168,000 | 2,886,000 |
| Interest expense | 211,000 | 404,000 | 598,000 | 806,000 |
| Net interest income | 519,000 | 1,053,000 | 1,570,000 | 2,080,000 |
| Noninterest income | 87,000 | 166,000 | 227,000 | 301,000 |
| Noninterest expense | 325,000 | 665,000 | 1,007,000 | 1,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 554,000 | 790,000 | 991,000 |
| Income tax | 0 | 5,000 | 6,000 | 6,000 |
| Net income | 281,000 | 549,000 | 784,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,955,000 | 9,027,000 | 9,022,000 | 7,983,000 |
| Total capital | 9,349,000 | 9,450,000 | 9,438,000 | 8,440,000 |
| Risk-weighted assets | 31,780,000 | 33,770,000 | 33,182,000 | 36,488,000 |