Call reports 2003
FIRST NATIONAL BANK IN PAXTON — 2003
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,849,000 | 72,598,000 | 70,826,000 | 67,063,000 |
| Total loans | 27,084,000 | 27,417,000 | 27,037,000 | 28,098,000 |
| Allowance for loan losses | 588,000 | 503,000 | 518,000 | 514,000 |
| Securities available for sale | 29,547,000 | 27,487,000 | 29,480,000 | 29,326,000 |
| Securities held to maturity | 8,286,000 | 8,303,000 | 6,356,000 | 6,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,014,000 | 59,831,000 | 59,258,000 | 57,617,000 |
| Interest-bearing deposits | 50,986,000 | 54,112,000 | 52,838,000 | 51,812,000 |
| Noninterest-bearing deposits | 6,028,000 | 5,719,000 | 6,420,000 | 5,805,000 |
| Equity capital | 10,334,000 | 10,340,000 | 10,365,000 | 9,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,681,000 | 2,481,000 | 3,264,000 |
| Interest expense | 329,000 | 630,000 | 901,000 | 1,148,000 |
| Net interest income | 526,000 | 1,051,000 | 1,580,000 | 2,116,000 |
| Noninterest income | 57,000 | 124,000 | 177,000 | 236,000 |
| Noninterest expense | 331,000 | 663,000 | 991,000 | 1,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 512,000 | 766,000 | 952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 512,000 | 766,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,789,000 | 9,838,000 | 9,852,000 | 8,888,000 |
| Total capital | 10,167,000 | 10,225,000 | 10,231,000 | 9,273,000 |
| Risk-weighted assets | 30,033,000 | 30,805,000 | 30,227,000 | 30,596,000 |