Call reports 2002
FIRST NATIONAL BANK IN PAXTON — 2002
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,804,000 | 71,671,000 | 71,972,000 | 71,619,000 |
| Total loans | 28,176,000 | 29,106,000 | 29,795,000 | 29,694,000 |
| Allowance for loan losses | 597,000 | 587,000 | 594,000 | 601,000 |
| Securities available for sale | 26,736,000 | 25,173,000 | 28,818,000 | 27,619,000 |
| Securities held to maturity | 10,229,000 | 10,243,000 | 8,290,000 | 8,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,768,000 | 59,058,000 | 59,155,000 | 58,715,000 |
| Interest-bearing deposits | 49,873,000 | 53,987,000 | 54,394,000 | 52,449,000 |
| Noninterest-bearing deposits | 4,895,000 | 5,071,000 | 4,761,000 | 6,266,000 |
| Equity capital | 9,672,000 | 10,073,000 | 10,283,000 | 10,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,066,000 | 3,056,000 | 3,958,000 |
| Interest expense | 393,000 | 772,000 | 1,158,000 | 1,527,000 |
| Net interest income | 643,000 | 1,294,000 | 1,898,000 | 2,431,000 |
| Noninterest income | 61,000 | 128,000 | 189,000 | 265,000 |
| Noninterest expense | 303,000 | 619,000 | 973,000 | 1,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 810,000 | 1,197,000 | 1,448,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 19,000 |
| Net income | 394,000 | 800,000 | 1,187,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,591,000 | 9,557,000 | 9,725,000 | 9,746,000 |
| Total capital | 10,014,000 | 9,991,000 | 10,142,000 | 10,150,000 |
| Risk-weighted assets | 33,641,000 | 34,591,000 | 33,199,000 | 32,125,000 |