Call reports 2014
WINFIELD COMMUNITY BANK — 2014
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 59,041,000 | 59,611,000 | 54,868,000 | 55,276,000 |
| Total loans | 31,548,000 | 30,861,000 | 30,447,000 | 29,800,000 |
| Allowance for loan losses | 485,000 | 425,000 | 425,000 | 425,000 |
| Securities available for sale | 6,811,000 | 7,053,000 | 7,048,000 | 5,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,803,000 | 57,472,000 | 54,833,000 | 55,457,000 |
| Interest-bearing deposits | 47,983,000 | 47,971,000 | 46,609,000 | 44,517,000 |
| Noninterest-bearing deposits | 8,820,000 | 9,501,000 | 8,223,000 | 10,940,000 |
| Equity capital | 2,079,000 | 1,999,000 | -79,000 | -269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,008,000 | 1,503,000 | 1,953,000 |
| Interest expense | 69,000 | 131,000 | 191,000 | 249,000 |
| Net interest income | 440,000 | 877,000 | 1,312,000 | 1,704,000 |
| Noninterest income | 59,000 | 108,000 | 167,000 | 213,000 |
| Noninterest expense | 511,000 | 1,074,000 | 3,646,000 | 4,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | -89,000 | -2,167,000 | -2,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -12,000 | -89,000 | -2,167,000 | -2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,096,000 | 2,019,000 | -136,000 | -259,000 |
| Total capital | 2,564,000 | 2,444,000 | -136,000 | -259,000 |
| Risk-weighted assets | 37,432,000 | 38,504,000 | 36,414,000 | 33,210,000 |