Call reports 2012
WINFIELD COMMUNITY BANK — 2012
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,730,000 | 67,728,000 | 67,864,000 | 65,384,000 |
| Total loans | 37,118,000 | 38,154,000 | 36,825,000 | 35,520,000 |
| Allowance for loan losses | 590,000 | 590,000 | 551,000 | 551,000 |
| Securities available for sale | 5,329,000 | 5,312,000 | 6,703,000 | 6,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,113,000 | 65,085,000 | 65,202,000 | 62,817,000 |
| Interest-bearing deposits | 57,109,000 | 55,059,000 | 55,582,000 | 53,624,000 |
| Noninterest-bearing deposits | 9,004,000 | 10,026,000 | 9,620,000 | 9,193,000 |
| Equity capital | 2,483,000 | 2,478,000 | 2,442,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,310,000 | 1,980,000 | 2,582,000 |
| Interest expense | 186,000 | 352,000 | 508,000 | 659,000 |
| Net interest income | 459,000 | 958,000 | 1,472,000 | 1,923,000 |
| Noninterest income | 32,000 | 98,000 | 144,000 | 185,000 |
| Noninterest expense | 625,000 | 1,191,000 | 1,783,000 | 2,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -134,000 | -135,000 | -167,000 | -297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -134,000 | -135,000 | -167,000 | -297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,447,000 | 2,446,000 | 2,415,000 | 2,285,000 |
| Total capital | 2,978,000 | 2,988,000 | 2,936,000 | 2,788,000 |
| Risk-weighted assets | 42,408,000 | 43,335,000 | 41,687,000 | 40,161,000 |