Call reports 2011
WINFIELD COMMUNITY BANK — 2011
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,608,000 | 67,726,000 | 67,312,000 | 67,217,000 |
| Total loans | 38,901,000 | 38,262,000 | 39,346,000 | 38,789,000 |
| Allowance for loan losses | 544,000 | 636,000 | 634,000 | 587,000 |
| Securities available for sale | 7,175,000 | 6,161,000 | 4,276,000 | 4,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,049,000 | 64,640,000 | 64,372,000 | 64,443,000 |
| Interest-bearing deposits | 58,399,000 | 57,409,000 | 57,049,000 | 57,011,000 |
| Noninterest-bearing deposits | 7,650,000 | 7,231,000 | 7,323,000 | 7,432,000 |
| Equity capital | 3,370,000 | 2,923,000 | 2,824,000 | 2,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,322,000 | 2,012,000 | 2,698,000 |
| Interest expense | 207,000 | 410,000 | 614,000 | 810,000 |
| Net interest income | 459,000 | 912,000 | 1,398,000 | 1,888,000 |
| Noninterest income | -64,000 | -306,000 | -259,000 | -230,000 |
| Noninterest expense | 642,000 | 1,212,000 | 1,879,000 | 2,612,000 |
| Provision for loan losses | 15,000 | 155,000 | 155,000 | 155,000 |
| Pretax income | -262,000 | -761,000 | -895,000 | -1,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -761,000 | -895,000 | -1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,284,000 | 2,845,000 | 2,762,000 | 2,572,000 |
| Total capital | 3,828,000 | 3,392,000 | 3,310,000 | 3,122,000 |
| Risk-weighted assets | 45,061,000 | 43,632,000 | 43,723,000 | 43,999,000 |