Call reports 2009
WINFIELD COMMUNITY BANK — 2009
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,477,000 | 69,878,000 | 70,730,000 | 71,443,000 |
| Total loans | 44,642,000 | 45,884,000 | 44,943,000 | 44,423,000 |
| Allowance for loan losses | 427,000 | 442,000 | 452,000 | 474,000 |
| Securities available for sale | 4,004,000 | 3,077,000 | 5,746,000 | 5,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,119,000 | 63,581,000 | 63,618,000 | 65,832,000 |
| Interest-bearing deposits | 54,582,000 | 56,318,000 | 58,005,000 | 59,405,000 |
| Noninterest-bearing deposits | 6,536,000 | 7,263,000 | 5,613,000 | 6,427,000 |
| Equity capital | 6,028,000 | 6,030,000 | 6,040,000 | 5,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,624,000 | 2,421,000 | 3,220,000 |
| Interest expense | 327,000 | 652,000 | 961,000 | 1,254,000 |
| Net interest income | 477,000 | 972,000 | 1,460,000 | 1,966,000 |
| Noninterest income | 61,000 | 79,000 | 118,000 | -166,000 |
| Noninterest expense | 562,000 | 1,055,000 | 1,604,000 | 2,229,000 |
| Provision for loan losses | 5,000 | 20,000 | 30,000 | 305,000 |
| Pretax income | 33,000 | 38,000 | 20,000 | -658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 38,000 | 20,000 | -658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,017,000 | 6,023,000 | 6,005,000 | 5,326,000 |
| Total capital | 6,444,000 | 6,465,000 | 6,457,000 | 5,800,000 |
| Risk-weighted assets | 52,683,000 | 53,484,000 | 52,591,000 | 52,212,000 |