Call reports 2008
WINFIELD COMMUNITY BANK — 2008
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,217,000 | 63,177,000 | 65,086,000 | 65,661,000 |
| Total loans | 48,373,000 | 47,200,000 | 47,252,000 | 46,546,000 |
| Allowance for loan losses | 382,000 | 397,000 | 412,000 | 422,000 |
| Securities available for sale | 6,769,000 | 6,749,000 | 6,757,000 | 7,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,815,000 | 56,873,000 | 56,423,000 | 57,538,000 |
| Interest-bearing deposits | 50,372,000 | 50,466,000 | 50,102,000 | 51,726,000 |
| Noninterest-bearing deposits | 6,443,000 | 6,407,000 | 6,321,000 | 5,812,000 |
| Equity capital | 5,913,000 | 5,919,000 | 6,044,000 | 6,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,842,000 | 2,798,000 | 3,627,000 |
| Interest expense | 449,000 | 830,000 | 1,178,000 | 1,519,000 |
| Net interest income | 496,000 | 1,012,000 | 1,620,000 | 2,108,000 |
| Noninterest income | 91,000 | 178,000 | 267,000 | 338,000 |
| Noninterest expense | 539,000 | 1,087,000 | 1,670,000 | 2,213,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 45,000 |
| Pretax income | 59,000 | 100,000 | 199,000 | 205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 100,000 | 199,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,838,000 | 5,879,000 | 5,978,000 | 5,984,000 |
| Total capital | 6,220,000 | 6,276,000 | 6,390,000 | 6,406,000 |
| Risk-weighted assets | 53,544,000 | 52,801,000 | 52,631,000 | 52,669,000 |