Call reports 2007
WINFIELD COMMUNITY BANK — 2007
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,060,000 | 60,384,000 | 62,273,000 | 61,709,000 |
| Total loans | 42,386,000 | 45,612,000 | 47,682,000 | 47,665,000 |
| Allowance for loan losses | 332,000 | 347,000 | 362,000 | 377,000 |
| Securities available for sale | 6,796,000 | 6,788,000 | 7,669,000 | 7,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,042,000 | 54,279,000 | 56,098,000 | 55,089,000 |
| Interest-bearing deposits | 47,997,000 | 48,298,000 | 49,995,000 | 48,619,000 |
| Noninterest-bearing deposits | 6,045,000 | 5,981,000 | 6,102,000 | 6,470,000 |
| Equity capital | 5,722,000 | 5,753,000 | 5,849,000 | 5,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,866,000 | 2,864,000 | 3,873,000 |
| Interest expense | 461,000 | 949,000 | 1,452,000 | 1,957,000 |
| Net interest income | 442,000 | 917,000 | 1,412,000 | 1,916,000 |
| Noninterest income | 40,000 | 79,000 | 122,000 | 168,000 |
| Noninterest expense | 452,000 | 919,000 | 1,392,000 | 1,989,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 25,000 | 57,000 | 107,000 | 54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 57,000 | 107,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,750,000 | 5,782,000 | 5,832,000 | 5,779,000 |
| Total capital | 6,082,000 | 6,129,000 | 6,194,000 | 6,156,000 |
| Risk-weighted assets | 47,346,000 | 50,314,000 | 53,531,000 | 51,769,000 |