Call reports 2004
WINFIELD COMMUNITY BANK — 2004
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,754,000 | 51,788,000 | 54,214,000 | 57,144,000 |
| Total loans | 33,301,000 | 41,614,000 | 42,500,000 | 42,374,000 |
| Allowance for loan losses | 432,000 | 454,000 | 469,000 | 679,000 |
| Securities available for sale | 2,773,000 | 4,542,000 | 6,092,000 | 7,491,000 |
| Securities held to maturity | 1,030,000 | 526,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,450,000 | 47,414,000 | 49,785,000 | 52,940,000 |
| Interest-bearing deposits | 38,173,000 | 41,961,000 | 43,658,000 | 46,855,000 |
| Noninterest-bearing deposits | 4,276,000 | 5,453,000 | 6,127,000 | 6,085,000 |
| Equity capital | 4,166,000 | 4,184,000 | 4,240,000 | 4,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,256,000 | 1,979,000 | 2,706,000 |
| Interest expense | 187,000 | 393,000 | 628,000 | 899,000 |
| Net interest income | 419,000 | 863,000 | 1,351,000 | 1,807,000 |
| Noninterest income | 55,000 | 105,000 | 164,000 | 229,000 |
| Noninterest expense | 474,000 | 921,000 | 1,405,000 | 1,922,000 |
| Provision for loan losses | 32,000 | 54,000 | 69,000 | 279,000 |
| Pretax income | -32,000 | -7,000 | 41,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -32,000 | -7,000 | 41,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,168,000 | 4,193,000 | 4,242,000 | 4,035,000 |
| Total capital | 4,600,000 | 4,647,000 | 4,711,000 | 4,607,000 |
| Risk-weighted assets | 34,613,000 | 43,584,000 | 45,417,000 | 45,687,000 |