Call reports 2003
WINFIELD COMMUNITY BANK — 2003
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,366,000 | 46,583,000 | 48,880,000 | 48,058,000 |
| Total loans | 26,510,000 | 28,505,000 | 30,296,000 | 33,707,000 |
| Allowance for loan losses | 349,000 | 364,000 | 379,000 | 400,000 |
| Securities available for sale | 5,918,000 | 5,380,000 | 4,894,000 | 2,915,000 |
| Securities held to maturity | 2,604,000 | 2,593,000 | 1,865,000 | 1,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,626,000 | 42,231,000 | 44,544,000 | 43,682,000 |
| Interest-bearing deposits | 35,577,000 | 38,231,000 | 40,167,000 | 39,146,000 |
| Noninterest-bearing deposits | 4,049,000 | 3,999,000 | 4,377,000 | 4,536,000 |
| Equity capital | 3,609,000 | 4,215,000 | 4,178,000 | 4,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,149,000 | 1,730,000 | 2,354,000 |
| Interest expense | 221,000 | 450,000 | 665,000 | 876,000 |
| Net interest income | 338,000 | 699,000 | 1,065,000 | 1,478,000 |
| Noninterest income | 33,000 | 70,000 | 125,000 | 176,000 |
| Noninterest expense | 479,000 | 946,000 | 1,393,000 | 1,823,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 66,000 |
| Pretax income | -123,000 | -207,000 | -248,000 | -226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -207,000 | -248,000 | -226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,610,000 | 4,219,000 | 4,179,000 | 4,200,000 |
| Total capital | 3,959,000 | 4,583,000 | 4,558,000 | 4,600,000 |
| Risk-weighted assets | 28,373,000 | 30,514,000 | 32,291,000 | 35,658,000 |