Call reports 2001
WINFIELD COMMUNITY BANK — 2001
What WINFIELD COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,016,000 | 26,565,000 | 28,712,000 | 29,759,000 |
| Total loans | 5,038,000 | 8,884,000 | 17,620,000 | 22,880,000 |
| Allowance for loan losses | 58,000 | 84,000 | 195,000 | 244,000 |
| Securities available for sale | 8,179,000 | 5,358,000 | 5,276,000 | 3,249,000 |
| Securities held to maturity | 0 | 750,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,820,000 | 22,678,000 | 25,111,000 | 26,465,000 |
| Interest-bearing deposits | 19,183,000 | 21,411,000 | 24,262,000 | 24,730,000 |
| Noninterest-bearing deposits | 637,000 | 1,267,000 | 849,000 | 1,735,000 |
| Equity capital | 3,884,000 | 3,724,000 | 3,429,000 | 3,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 713,000 | 1,148,000 | 1,612,000 |
| Interest expense | 285,000 | 597,000 | 938,000 | 1,218,000 |
| Net interest income | 3,000 | 116,000 | 210,000 | 394,000 |
| Noninterest income | 3,000 | 7,000 | 17,000 | 40,000 |
| Noninterest expense | 270,000 | 578,000 | 939,000 | 1,330,000 |
| Provision for loan losses | 22,000 | 48,000 | 158,000 | 208,000 |
| Pretax income | -286,000 | -469,000 | -836,000 | -1,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -286,000 | -469,000 | -836,000 | -1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,877,000 | 3,704,000 | 3,337,000 | 3,149,000 |
| Total capital | 3,935,000 | 3,788,000 | 3,532,000 | 3,393,000 |
| Risk-weighted assets | 10,494,000 | 13,191,000 | 19,283,000 | 23,595,000 |