Call reports 2008
FARMERS NATIONAL BANK OF CANFIELD, THE — 2008
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 830,127,000 | 823,232,000 | 870,716,000 | 879,130,000 |
| Total loans | 505,234,000 | 509,407,000 | 529,769,000 | 551,886,000 |
| Allowance for loan losses | 5,457,000 | 5,487,000 | 5,433,000 | 5,553,000 |
| Securities available for sale | 239,999,000 | 252,427,000 | 273,249,000 | 270,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,358,000 | 637,662,000 | 652,492,000 | 649,039,000 |
| Interest-bearing deposits | 570,928,000 | 569,478,000 | 582,544,000 | 584,357,000 |
| Noninterest-bearing deposits | 66,430,000 | 68,184,000 | 69,948,000 | 64,682,000 |
| Equity capital | 69,804,000 | 68,513,000 | 69,664,000 | 75,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,184,000 | 22,520,000 | 34,318,000 | 46,368,000 |
| Interest expense | 5,364,000 | 10,318,000 | 15,240,000 | 19,946,000 |
| Net interest income | 5,820,000 | 12,202,000 | 19,078,000 | 26,422,000 |
| Noninterest income | 1,201,000 | 2,396,000 | 3,663,000 | 4,856,000 |
| Noninterest expense | 4,952,000 | 9,994,000 | 15,214,000 | 20,765,000 |
| Provision for loan losses | 110,000 | 210,000 | 560,000 | 1,420,000 |
| Pretax income | 2,153,000 | 4,037,000 | 5,095,000 | 6,943,000 |
| Income tax | 402,000 | 725,000 | 758,000 | 1,085,000 |
| Net income | 1,751,000 | 3,312,000 | 4,337,000 | 5,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,495,000 | 70,316,000 | 71,341,000 | 72,862,000 |
| Total capital | 73,952,000 | 75,803,000 | 76,774,000 | 78,415,000 |
| Risk-weighted assets | 532,900,000 | 537,235,000 | 558,103,000 | 573,060,000 |