Call reports 2007
FARMERS NATIONAL BANK OF CANFIELD, THE — 2007
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 801,793,000 | 794,357,000 | 804,653,000 | 797,016,000 |
| Total loans | 506,991,000 | 512,134,000 | 514,320,000 | 514,050,000 |
| Allowance for loan losses | 5,556,000 | 5,593,000 | 5,591,000 | 5,460,000 |
| Securities available for sale | 244,609,000 | 236,671,000 | 231,752,000 | 219,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,392,000 | 589,508,000 | 595,633,000 | 600,109,000 |
| Interest-bearing deposits | 535,646,000 | 523,973,000 | 525,148,000 | 529,754,000 |
| Noninterest-bearing deposits | 62,746,000 | 65,535,000 | 70,485,000 | 70,355,000 |
| Equity capital | 73,713,000 | 71,564,000 | 64,702,000 | 66,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,053,000 | 22,369,000 | 33,893,000 | 45,469,000 |
| Interest expense | 5,354,000 | 10,712,000 | 16,260,000 | 21,893,000 |
| Net interest income | 5,699,000 | 11,657,000 | 17,633,000 | 23,576,000 |
| Noninterest income | 1,046,000 | 2,185,000 | 3,333,000 | 4,512,000 |
| Noninterest expense | 5,072,000 | 10,193,000 | 15,172,000 | 20,211,000 |
| Provision for loan losses | 60,000 | 115,000 | 185,000 | 570,000 |
| Pretax income | 2,165,000 | 4,086,000 | 6,161,000 | 7,196,000 |
| Income tax | 337,000 | 716,000 | 1,152,000 | 1,208,000 |
| Net income | 1,828,000 | 3,370,000 | 5,009,000 | 5,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,014,000 | 74,387,000 | 66,026,000 | 67,003,000 |
| Total capital | 80,966,000 | 80,361,000 | 71,895,000 | 72,463,000 |
| Risk-weighted assets | 521,628,000 | 526,705,000 | 531,385,000 | 534,844,000 |