Call reports 2006
FARMERS NATIONAL BANK OF CANFIELD, THE — 2006
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 819,334,000 | 818,588,000 | 815,157,000 | 820,049,000 |
| Total loans | 511,174,000 | 510,602,000 | 511,547,000 | 508,164,000 |
| Allowance for loan losses | 5,870,000 | 5,848,000 | 5,845,000 | 5,594,000 |
| Securities available for sale | 245,370,000 | 248,465,000 | 241,773,000 | 254,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,564,000 | 619,400,000 | 605,900,000 | 621,065,000 |
| Interest-bearing deposits | 560,373,000 | 555,353,000 | 546,329,000 | 551,808,000 |
| Noninterest-bearing deposits | 61,191,000 | 64,047,000 | 59,571,000 | 69,257,000 |
| Equity capital | 71,681,000 | 71,456,000 | 74,173,000 | 73,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,616,000 | 21,629,000 | 32,781,000 | 44,029,000 |
| Interest expense | 4,482,000 | 9,469,000 | 14,724,000 | 20,199,000 |
| Net interest income | 6,134,000 | 12,160,000 | 18,057,000 | 23,830,000 |
| Noninterest income | 1,040,000 | 2,232,000 | 3,447,000 | 4,587,000 |
| Noninterest expense | 4,719,000 | 9,558,000 | 14,524,000 | 19,427,000 |
| Provision for loan losses | 110,000 | 170,000 | 200,000 | 200,000 |
| Pretax income | 2,602,000 | 5,059,000 | 7,297,000 | 9,307,000 |
| Income tax | 622,000 | 1,167,000 | 1,631,000 | 2,031,000 |
| Net income | 1,980,000 | 3,892,000 | 5,666,000 | 7,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,213,000 | 76,156,000 | 75,790,000 | 75,259,000 |
| Total capital | 80,574,000 | 82,379,000 | 82,014,000 | 81,333,000 |
| Risk-weighted assets | 532,471,000 | 534,491,000 | 533,293,000 | 527,418,000 |