Call reports 2005
FARMERS NATIONAL BANK OF CANFIELD, THE — 2005
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 822,648,000 | 829,936,000 | 831,401,000 | 825,523,000 |
| Total loans | 487,489,000 | 497,699,000 | 511,850,000 | 511,844,000 |
| Allowance for loan losses | 6,144,000 | 6,151,000 | 6,144,000 | 5,860,000 |
| Securities available for sale | 275,437,000 | 279,879,000 | 266,574,000 | 258,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,461,000 | 623,477,000 | 627,937,000 | 631,479,000 |
| Interest-bearing deposits | 573,264,000 | 565,676,000 | 571,571,000 | 567,767,000 |
| Noninterest-bearing deposits | 58,197,000 | 57,801,000 | 56,366,000 | 63,712,000 |
| Equity capital | 73,641,000 | 75,873,000 | 75,504,000 | 74,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,246,000 | 20,780,000 | 31,584,000 | 42,418,000 |
| Interest expense | 3,355,000 | 7,010,000 | 10,995,000 | 15,236,000 |
| Net interest income | 6,891,000 | 13,770,000 | 20,589,000 | 27,182,000 |
| Noninterest income | 940,000 | 1,954,000 | 3,037,000 | 4,100,000 |
| Noninterest expense | 4,821,000 | 9,931,000 | 14,959,000 | 20,022,000 |
| Provision for loan losses | 269,000 | 269,000 | 529,000 | 649,000 |
| Pretax income | 2,941,000 | 5,641,000 | 8,360,000 | 10,833,000 |
| Income tax | 785,000 | 1,463,000 | 2,139,000 | 2,731,000 |
| Net income | 2,156,000 | 4,178,000 | 6,221,000 | 8,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,861,000 | 75,743,000 | 76,805,000 | 76,540,000 |
| Total capital | 81,114,000 | 81,894,000 | 83,108,000 | 82,716,000 |
| Risk-weighted assets | 517,922,000 | 524,601,000 | 536,593,000 | 535,939,000 |