Call reports 2004
FARMERS NATIONAL BANK OF CANFIELD, THE — 2004
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 798,069,000 | 802,495,000 | 807,516,000 | 815,259,000 |
| Total loans | 483,468,000 | 486,444,000 | 493,142,000 | 485,665,000 |
| Allowance for loan losses | 6,537,000 | 6,385,000 | 6,143,000 | 6,144,000 |
| Securities available for sale | 261,278,000 | 265,294,000 | 261,905,000 | 274,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,424,000 | 627,584,000 | 620,872,000 | 624,132,000 |
| Interest-bearing deposits | 569,536,000 | 570,021,000 | 567,836,000 | 563,722,000 |
| Noninterest-bearing deposits | 58,888,000 | 57,563,000 | 53,036,000 | 60,410,000 |
| Equity capital | 73,993,000 | 71,703,000 | 76,208,000 | 74,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,631,000 | 20,901,000 | 31,336,000 | 41,722,000 |
| Interest expense | 3,161,000 | 6,327,000 | 9,510,000 | 12,771,000 |
| Net interest income | 7,470,000 | 14,574,000 | 21,826,000 | 28,951,000 |
| Noninterest income | 781,000 | 1,718,000 | 2,780,000 | 3,768,000 |
| Noninterest expense | 4,764,000 | 9,447,000 | 14,140,000 | 18,740,000 |
| Provision for loan losses | 180,000 | 300,000 | 540,000 | 915,000 |
| Pretax income | 3,307,000 | 6,545,000 | 9,926,000 | 9,839,000 |
| Income tax | 935,000 | 1,850,000 | 2,787,000 | 2,550,000 |
| Net income | 2,372,000 | 4,695,000 | 7,139,000 | 7,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,723,000 | 71,739,000 | 74,099,000 | 73,764,000 |
| Total capital | 75,912,000 | 77,990,000 | 80,242,000 | 79,908,000 |
| Risk-weighted assets | 494,748,000 | 499,945,000 | 504,090,000 | 510,626,000 |