Call reports 2003
FARMERS NATIONAL BANK OF CANFIELD, THE — 2003
What FARMERS NATIONAL BANK OF CANFIELD, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 781,784,000 | 796,271,000 | 800,592,000 | 810,769,000 |
| Total loans | 469,973,000 | 471,527,000 | 474,685,000 | 482,534,000 |
| Allowance for loan losses | 6,877,000 | 6,900,000 | 6,814,000 | 6,638,000 |
| Securities available for sale | 246,642,000 | 272,269,000 | 273,828,000 | 274,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,969,000 | 605,924,000 | 624,616,000 | 635,170,000 |
| Interest-bearing deposits | 551,331,000 | 553,008,000 | 571,833,000 | 572,453,000 |
| Noninterest-bearing deposits | 50,638,000 | 52,916,000 | 52,783,000 | 62,717,000 |
| Equity capital | 78,990,000 | 79,573,000 | 76,954,000 | 70,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,917,000 | 21,995,000 | 32,809,000 | 43,636,000 |
| Interest expense | 3,714,000 | 7,367,000 | 10,723,000 | 13,934,000 |
| Net interest income | 7,203,000 | 14,628,000 | 22,086,000 | 29,702,000 |
| Noninterest income | 706,000 | 1,456,000 | 2,241,000 | 2,983,000 |
| Noninterest expense | 4,472,000 | 8,957,000 | 13,542,000 | 18,203,000 |
| Provision for loan losses | 270,000 | 470,000 | 660,000 | 870,000 |
| Pretax income | 3,167,000 | 6,657,000 | 10,125,000 | 13,612,000 |
| Income tax | 914,000 | 1,935,000 | 2,949,000 | 3,960,000 |
| Net income | 2,253,000 | 4,722,000 | 7,176,000 | 9,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,042,000 | 73,312,000 | 73,424,000 | 67,274,000 |
| Total capital | 80,001,000 | 79,347,000 | 79,515,000 | 73,467,000 |
| Risk-weighted assets | 475,778,000 | 481,922,000 | 486,532,000 | 494,995,000 |