Call reports 2018
SWISHER TRUST & SAVINGS BANK — 2018
What SWISHER TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,626,000 | 51,686,000 | 52,701,000 | 52,707,000 |
| Total loans | 15,097,000 | 14,824,000 | 14,696,000 | 14,114,000 |
| Allowance for loan losses | 147,000 | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 27,999,000 | 27,829,000 | 28,404,000 | 27,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,922,000 | 46,980,000 | 48,052,000 | 47,602,000 |
| Interest-bearing deposits | 35,304,000 | 35,306,000 | 34,135,000 | 33,420,000 |
| Noninterest-bearing deposits | 12,618,000 | 11,674,000 | 13,917,000 | 14,182,000 |
| Equity capital | 4,677,000 | 4,673,000 | 4,606,000 | 4,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 684,000 | 1,032,000 | 1,377,000 |
| Interest expense | 38,000 | 79,000 | 121,000 | 165,000 |
| Net interest income | 302,000 | 605,000 | 911,000 | 1,212,000 |
| Noninterest income | 19,000 | 37,000 | 52,000 | 68,000 |
| Noninterest expense | 220,000 | 481,000 | 707,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 161,000 | 256,000 | -551,000 |
| Income tax | 22,000 | 34,000 | 55,000 | -146,000 |
| Net income | 79,000 | 127,000 | 201,000 | -405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,356,000 | 5,404,000 | 5,478,000 | 4,872,000 |
| Total capital | 5,503,000 | 5,551,000 | 5,625,000 | 5,019,000 |
| Risk-weighted assets | 19,158,000 | 19,271,000 | 19,452,000 | 18,341,000 |