Call reports 2017
SWISHER TRUST & SAVINGS BANK — 2017
What SWISHER TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,690,000 | 51,375,000 | 51,959,000 | 53,719,000 |
| Total loans | 16,088,000 | 15,970,000 | 15,668,000 | 15,034,000 |
| Allowance for loan losses | 147,000 | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 26,136,000 | 26,833,000 | 27,134,000 | 27,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,384,000 | 46,155,000 | 46,689,000 | 48,754,000 |
| Interest-bearing deposits | 34,377,000 | 34,367,000 | 34,016,000 | 36,224,000 |
| Noninterest-bearing deposits | 11,007,000 | 11,788,000 | 12,673,000 | 12,530,000 |
| Equity capital | 5,030,000 | 5,192,000 | 5,236,000 | 4,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 669,000 | 1,007,000 | 1,345,000 |
| Interest expense | 35,000 | 71,000 | 106,000 | 143,000 |
| Net interest income | 296,000 | 598,000 | 901,000 | 1,202,000 |
| Noninterest income | 20,000 | 44,000 | 64,000 | 84,000 |
| Noninterest expense | 226,000 | 494,000 | 721,000 | 1,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 177,000 | 273,000 | 298,000 |
| Income tax | 21,000 | 47,000 | 82,000 | 56,000 |
| Net income | 72,000 | 130,000 | 191,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,260,000 | 5,318,000 | 5,379,000 | 5,277,000 |
| Total capital | 5,407,000 | 5,465,000 | 5,526,000 | 5,424,000 |
| Risk-weighted assets | 18,982,000 | 19,280,000 | 18,956,000 | 19,183,000 |