Call reports 2001
SWISHER TRUST & SAVINGS BANK — 2001
What SWISHER TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,731,000 | 31,102,000 | 30,839,000 | 32,109,000 |
| Total loans | 18,246,000 | 18,683,000 | 17,960,000 | 17,069,000 |
| Allowance for loan losses | 180,000 | 182,000 | 182,000 | 184,000 |
| Securities available for sale | 6,593,000 | 5,987,000 | 7,320,000 | 8,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,435,000 | 26,748,000 | 26,359,000 | 27,846,000 |
| Interest-bearing deposits | 21,648,000 | 21,901,000 | 21,827,000 | 23,062,000 |
| Noninterest-bearing deposits | 4,787,000 | 4,847,000 | 4,532,000 | 4,784,000 |
| Equity capital | 4,130,000 | 4,187,000 | 4,288,000 | 4,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,036,000 | 1,537,000 | 1,998,000 |
| Interest expense | 221,000 | 439,000 | 643,000 | 836,000 |
| Net interest income | 299,000 | 597,000 | 894,000 | 1,162,000 |
| Noninterest income | 30,000 | 70,000 | 99,000 | 138,000 |
| Noninterest expense | 238,000 | 502,000 | 743,000 | 1,042,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 165,000 | 250,000 | 258,000 |
| Income tax | 16,000 | 42,000 | 69,000 | 64,000 |
| Net income | 75,000 | 123,000 | 181,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,089,000 | 4,137,000 | 4,195,000 | 4,055,000 |
| Total capital | 4,269,000 | 4,319,000 | 4,377,000 | 4,239,000 |
| Risk-weighted assets | 23,230,000 | 24,120,000 | 24,079,000 | 23,583,000 |