Call reports 2005
BANK OF CAMDEN, THE — 2005
What BANK OF CAMDEN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,912,000 | 43,932,000 | 45,290,000 | 46,325,000 |
| Total loans | 29,431,000 | 27,923,000 | 29,354,000 | 30,522,000 |
| Allowance for loan losses | 290,000 | 292,000 | 300,000 | 305,000 |
| Securities available for sale | 9,714,000 | 10,131,000 | 11,596,000 | 11,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,149,000 | 28,068,000 | 29,291,000 | 30,297,000 |
| Interest-bearing deposits | 25,326,000 | 25,111,000 | 26,561,000 | 27,439,000 |
| Noninterest-bearing deposits | 3,823,000 | 2,957,000 | 2,730,000 | 2,858,000 |
| Equity capital | 5,130,000 | 5,193,000 | 5,217,000 | 5,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,182,000 | 1,831,000 | 2,533,000 |
| Interest expense | 191,000 | 396,000 | 638,000 | 936,000 |
| Net interest income | 396,000 | 786,000 | 1,193,000 | 1,597,000 |
| Noninterest income | 63,000 | 142,000 | 219,000 | 284,000 |
| Noninterest expense | 395,000 | 794,000 | 1,198,000 | 1,589,000 |
| Provision for loan losses | 23,000 | 38,000 | 46,000 | 58,000 |
| Pretax income | 41,000 | 96,000 | 168,000 | 234,000 |
| Income tax | 15,000 | 36,000 | 63,000 | 88,000 |
| Net income | 26,000 | 60,000 | 105,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,241,000 | 5,276,000 | 5,321,000 | 5,361,000 |
| Total capital | 5,531,000 | 5,568,000 | 5,621,000 | 5,666,000 |
| Risk-weighted assets | 30,362,000 | 29,504,000 | 30,824,000 | 31,847,000 |