Call reports 2004
BANK OF CAMDEN, THE — 2004
What BANK OF CAMDEN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,649,000 | 37,476,000 | 41,348,000 | 42,555,000 |
| Total loans | 22,109,000 | 23,946,000 | 24,987,000 | 26,642,000 |
| Allowance for loan losses | 304,000 | 325,000 | 236,000 | 266,000 |
| Securities available for sale | 9,256,000 | 9,447,000 | 10,010,000 | 9,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,384,000 | 25,332,000 | 28,148,000 | 28,323,000 |
| Interest-bearing deposits | 22,190,000 | 23,147,000 | 25,240,000 | 25,521,000 |
| Noninterest-bearing deposits | 2,193,000 | 2,185,000 | 2,908,000 | 2,802,000 |
| Equity capital | 5,175,000 | 5,023,000 | 5,169,000 | 5,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 943,000 | 1,467,000 | 2,024,000 |
| Interest expense | 124,000 | 256,000 | 403,000 | 576,000 |
| Net interest income | 333,000 | 687,000 | 1,064,000 | 1,448,000 |
| Noninterest income | 38,000 | 89,000 | 135,000 | 185,000 |
| Noninterest expense | 321,000 | 663,000 | 1,013,000 | 1,381,000 |
| Provision for loan losses | 18,000 | 39,000 | 76,000 | 109,000 |
| Pretax income | 32,000 | 74,000 | 110,000 | 143,000 |
| Income tax | 12,000 | 27,000 | 41,000 | 53,000 |
| Net income | 20,000 | 47,000 | 69,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,146,000 | 5,172,000 | 5,193,000 | 5,216,000 |
| Total capital | 5,430,000 | 5,476,000 | 5,429,000 | 5,482,000 |
| Risk-weighted assets | 22,729,000 | 24,321,000 | 26,829,000 | 28,370,000 |