Call reports 2003
BANK OF CAMDEN, THE — 2003
What BANK OF CAMDEN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,958,000 | 28,372,000 | 31,769,000 | 33,032,000 |
| Total loans | 18,722,000 | 20,288,000 | 21,220,000 | 21,613,000 |
| Allowance for loan losses | 273,000 | 296,000 | 325,000 | 305,000 |
| Securities available for sale | 2,877,000 | 3,164,000 | 5,175,000 | 6,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,228,000 | 19,151,000 | 22,779,000 | 23,875,000 |
| Interest-bearing deposits | 16,359,000 | 17,296,000 | 20,216,000 | 21,532,000 |
| Noninterest-bearing deposits | 1,869,000 | 1,855,000 | 2,563,000 | 2,343,000 |
| Equity capital | 5,108,000 | 5,123,000 | 5,075,000 | 5,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 782,000 | 1,224,000 | 1,624,000 |
| Interest expense | 109,000 | 215,000 | 321,000 | 429,000 |
| Net interest income | 267,000 | 567,000 | 903,000 | 1,195,000 |
| Noninterest income | 37,000 | 83,000 | 141,000 | 193,000 |
| Noninterest expense | 313,000 | 613,000 | 954,000 | 1,244,000 |
| Provision for loan losses | 28,000 | 51,000 | 80,000 | 95,000 |
| Pretax income | -13,000 | 10,000 | 51,000 | 90,000 |
| Income tax | -5,000 | 4,000 | 19,000 | 34,000 |
| Net income | -8,000 | 6,000 | 32,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,076,000 | 5,091,000 | 5,116,000 | 5,125,000 |
| Total capital | 5,322,000 | 5,341,000 | 5,383,000 | 5,398,000 |
| Risk-weighted assets | 19,642,000 | 20,004,000 | 21,446,000 | 21,817,000 |