Call reports 2004
MONROE COUNTY BANK, THE — 2004
What MONROE COUNTY BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 126,915,000 |
| Total loans | 44,333,000 |
| Allowance for loan losses | 690,000 |
| Securities available for sale | 73,147,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 108,601,000 |
| Interest-bearing deposits | 91,971,000 |
| Noninterest-bearing deposits | 16,630,000 |
| Equity capital | 16,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 1,272,000 |
| Interest expense | 274,000 |
| Net interest income | 998,000 |
| Noninterest income | 170,000 |
| Noninterest expense | 557,000 |
| Provision for loan losses | 0 |
| Pretax income | 760,000 |
| Income tax | 199,000 |
| Net income | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 11,145,000 |
| Total capital | 11,835,000 |
| Risk-weighted assets | 76,753,000 |