Call reports 2003

MONROE COUNTY BANK, THE — 2003

Name: MONROE COUNTY BANK, THE — FFIEC call report 2003
Creator: MONROE COUNTY BANK, THE

What MONROE COUNTY BANK, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9283eec8-6890-4e15-9eb8-4ccf72c5c012/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	133,225,000	131,705,000	127,258,000	126,577,000
Total loans	45,921,000	45,593,000	46,634,000	45,192,000
Allowance for loan losses	684,000	677,000	683,000	688,000
Securities available for sale	75,766,000	73,415,000	71,231,000	70,178,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	111,208,000	109,950,000	107,647,000	109,223,000
Interest-bearing deposits	95,382,000	93,462,000	92,057,000	92,576,000
Noninterest-bearing deposits	15,826,000	16,488,000	15,590,000	16,647,000
Equity capital	18,731,000	19,166,000	18,337,000	15,471,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,405,000	2,782,000	4,025,000	5,315,000
Interest expense	432,000	837,000	1,169,000	1,480,000
Net interest income	973,000	1,945,000	2,856,000	3,835,000
Noninterest income	234,000	470,000	634,000	794,000
Noninterest expense	622,000	1,221,000	1,801,000	2,321,000
Provision for loan losses	0	0	0	0
Pretax income	645,000	1,351,000	1,839,000	2,477,000
Income tax	164,000	347,000	447,000	601,000
Net income	481,000	1,004,000	1,392,000	1,876,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	13,690,000	13,813,000	13,801,000	10,885,000
Total capital	14,374,000	14,490,000	14,484,000	11,573,000
Risk-weighted assets	80,565,000	80,782,000	79,986,000	78,406,000