Call reports 2025
LAKESIDE BANK — 2025
What LAKESIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,645,749,000 | 2,691,893,000 | 2,838,903,000 | 2,893,511,000 |
| Total loans | 2,173,031,000 | 2,175,371,000 | 2,238,418,000 | 2,307,836,000 |
| Allowance for loan losses | 26,381,000 | 26,474,000 | 27,002,000 | 27,895,000 |
| Securities available for sale | 230,957,000 | 196,558,000 | 188,294,000 | 185,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,174,193,000 | 2,261,380,000 | 2,417,961,000 | 2,471,074,000 |
| Interest-bearing deposits | 1,683,201,000 | 1,749,094,000 | 1,893,711,000 | 1,861,149,000 |
| Noninterest-bearing deposits | 490,992,000 | 512,286,000 | 524,250,000 | 609,925,000 |
| Equity capital | 284,160,000 | 283,406,000 | 283,103,000 | 296,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,545,000 | 79,303,000 | 120,955,000 | 164,432,000 |
| Interest expense | 16,717,000 | 33,476,000 | 50,866,000 | 67,960,000 |
| Net interest income | 21,828,000 | 45,827,000 | 70,089,000 | 96,472,000 |
| Noninterest income | 1,415,000 | 3,067,000 | 5,200,000 | 7,238,000 |
| Noninterest expense | 13,620,000 | 27,436,000 | 41,521,000 | 55,732,000 |
| Provision for loan losses | 0 | 487,000 | 968,000 | 1,762,000 |
| Pretax income | 9,687,000 | 20,588,000 | 32,400,000 | 45,776,000 |
| Income tax | 129,000 | 336,000 | 366,000 | 556,000 |
| Net income | 9,558,000 | 20,252,000 | 32,034,000 | 45,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 299,946,000 | 297,473,000 | 294,920,000 | 306,358,000 |
| Total capital | 326,644,000 | 324,378,000 | 322,372,000 | 334,739,000 |
| Risk-weighted assets | 2,355,388,000 | 2,376,789,000 | 2,464,143,000 | 2,542,966,000 |
Machine access — free, no API key
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