Call reports 2022
LAKESIDE BANK — 2022
What LAKESIDE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,417,298,000 | 2,349,861,000 | 2,288,473,000 | 2,268,039,000 |
| Total loans | 1,670,953,000 | 1,710,254,000 | 1,775,058,000 | 1,808,996,000 |
| Allowance for loan losses | 27,663,000 | 26,647,000 | 25,618,000 | 25,220,000 |
| Securities available for sale | 266,543,000 | 286,537,000 | 282,624,000 | 283,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,096,249,000 | 2,033,146,000 | 1,962,118,000 | 1,814,332,000 |
| Interest-bearing deposits | 1,348,027,000 | 1,265,558,000 | 1,270,172,000 | 1,181,489,000 |
| Noninterest-bearing deposits | 748,222,000 | 767,588,000 | 691,946,000 | 632,843,000 |
| Equity capital | 224,495,000 | 220,161,000 | 216,554,000 | 239,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,512,000 | 43,119,000 | 69,092,000 | 97,499,000 |
| Interest expense | 1,574,000 | 3,275,000 | 5,756,000 | 10,295,000 |
| Net interest income | 19,938,000 | 39,844,000 | 63,336,000 | 87,204,000 |
| Noninterest income | 1,541,000 | 2,884,000 | 4,230,000 | 9,114,000 |
| Noninterest expense | 11,438,000 | 22,971,000 | 34,589,000 | 47,686,000 |
| Provision for loan losses | -820,000 | -1,820,000 | -2,820,000 | -3,320,000 |
| Pretax income | 10,461,000 | 20,866,000 | 34,768,000 | 50,895,000 |
| Income tax | 140,000 | 259,000 | 459,000 | 648,000 |
| Net income | 10,321,000 | 20,607,000 | 34,309,000 | 50,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,916,000 | 253,097,000 | 261,151,000 | 274,525,000 |
| Total capital | 271,904,000 | 276,604,000 | 285,749,000 | 299,743,000 |
| Risk-weighted assets | 1,834,195,000 | 1,877,321,000 | 1,966,710,000 | 2,017,292,000 |