Call reports 2021
LAKESIDE BANK — 2021
What LAKESIDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,302,039,000 | 2,177,523,000 | 2,298,808,000 | 2,340,589,000 |
| Total loans | 1,698,264,000 | 1,666,513,000 | 1,641,687,000 | 1,659,322,000 |
| Allowance for loan losses | 31,378,000 | 31,323,000 | 29,531,000 | 28,200,000 |
| Securities available for sale | 89,447,000 | 130,588,000 | 160,863,000 | 222,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,954,148,000 | 1,844,260,000 | 1,953,118,000 | 2,003,580,000 |
| Interest-bearing deposits | 1,293,084,000 | 1,175,441,000 | 1,274,157,000 | 1,321,570,000 |
| Noninterest-bearing deposits | 661,064,000 | 668,819,000 | 678,961,000 | 682,010,000 |
| Equity capital | 215,627,000 | 217,551,000 | 223,043,000 | 234,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 20,370,000 | 41,018,000 | 61,771,000 | 83,178,000 |
| Interest expense | 2,863,000 | 5,088,000 | 7,106,000 | 8,871,000 |
| Net interest income | 17,507,000 | 35,930,000 | 54,665,000 | 74,307,000 |
| Noninterest income | 1,540,000 | 3,198,000 | 6,591,000 | 8,203,000 |
| Noninterest expense | 9,561,000 | 19,941,000 | 30,510,000 | 42,368,000 |
| Provision for loan losses | 200,000 | 200,000 | -1,800,000 | -3,200,000 |
| Pretax income | 9,256,000 | 18,952,000 | 32,479,000 | 43,212,000 |
| Income tax | 91,000 | 236,000 | 371,000 | 496,000 |
| Net income | 9,165,000 | 18,716,000 | 32,108,000 | 42,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,674,000 | 228,507,000 | 235,257,000 | 244,664,000 |
| Total capital | 249,357,000 | 250,129,000 | 257,009,000 | 267,253,000 |
| Risk-weighted assets | 1,724,842,000 | 1,719,942,000 | 1,732,251,000 | 1,801,367,000 |