Call reports 2020
LAKESIDE BANK — 2020
What LAKESIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,930,503,000 | 2,139,374,000 | 2,084,252,000 | 2,180,015,000 |
| Total loans | 1,593,888,000 | 1,692,619,000 | 1,686,134,000 | 1,636,240,000 |
| Allowance for loan losses | 24,191,000 | 27,353,000 | 29,390,000 | 31,155,000 |
| Securities available for sale | 36,692,000 | 31,479,000 | 29,749,000 | 24,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,528,385,000 | 1,751,292,000 | 1,743,832,000 | 1,838,202,000 |
| Interest-bearing deposits | 1,123,921,000 | 1,246,773,000 | 1,269,577,000 | 1,311,989,000 |
| Noninterest-bearing deposits | 404,464,000 | 504,518,000 | 474,256,000 | 526,213,000 |
| Equity capital | 207,987,000 | 207,196,000 | 207,585,000 | 211,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,019,000 | 43,278,000 | 64,367,000 | 85,254,000 |
| Interest expense | 5,053,000 | 9,718,000 | 13,741,000 | 17,197,000 |
| Net interest income | 16,966,000 | 33,560,000 | 50,626,000 | 68,057,000 |
| Noninterest income | 1,068,000 | 2,229,000 | 3,629,000 | 4,922,000 |
| Noninterest expense | 8,920,000 | 17,761,000 | 27,083,000 | 36,524,000 |
| Provision for loan losses | 800,000 | 3,200,000 | 5,600,000 | 7,500,000 |
| Pretax income | 8,310,000 | 14,830,000 | 21,590,000 | 28,981,000 |
| Income tax | 115,000 | 226,000 | 224,000 | 392,000 |
| Net income | 8,195,000 | 14,604,000 | 21,366,000 | 28,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,488,000 | 215,518,000 | 215,886,000 | 223,108,000 |
| Total capital | 237,492,000 | 236,763,000 | 237,211,000 | 244,202,000 |
| Risk-weighted assets | 1,676,981,000 | 1,693,358,000 | 1,697,784,000 | 1,677,350,000 |
Machine access — free, no API key
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