Call reports 2019
LAKESIDE BANK — 2019
What LAKESIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,715,382,000 | 1,758,491,000 | 1,775,819,000 | 1,867,107,000 |
| Total loans | 1,447,745,000 | 1,448,301,000 | 1,499,803,000 | 1,569,343,000 |
| Allowance for loan losses | 24,551,000 | 24,559,000 | 24,727,000 | 24,154,000 |
| Securities available for sale | 47,947,000 | 48,169,000 | 46,007,000 | 47,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,412,775,000 | 1,451,796,000 | 1,442,343,000 | 1,539,652,000 |
| Interest-bearing deposits | 1,038,909,000 | 1,084,563,000 | 1,074,755,000 | 1,082,921,000 |
| Noninterest-bearing deposits | 373,867,000 | 367,234,000 | 367,588,000 | 456,731,000 |
| Equity capital | 205,755,000 | 205,026,000 | 204,746,000 | 210,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,752,000 | 40,162,000 | 61,031,000 | 82,183,000 |
| Interest expense | 4,443,000 | 9,382,000 | 14,610,000 | 19,848,000 |
| Net interest income | 15,309,000 | 30,780,000 | 46,421,000 | 62,335,000 |
| Noninterest income | 1,289,000 | 2,508,000 | 3,950,000 | 5,276,000 |
| Noninterest expense | 9,270,000 | 18,494,000 | 28,322,000 | 38,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,324,000 | 14,790,000 | 22,045,000 | 29,232,000 |
| Income tax | 129,000 | 255,000 | 385,000 | 510,000 |
| Net income | 7,195,000 | 14,535,000 | 21,660,000 | 28,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,105,000 | 211,076,000 | 210,728,000 | 218,578,000 |
| Total capital | 231,174,000 | 230,314,000 | 230,663,000 | 239,403,000 |
| Risk-weighted assets | 1,519,898,000 | 1,533,561,000 | 1,589,849,000 | 1,662,529,000 |