Call reports 2018
LAKESIDE BANK — 2018
What LAKESIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,594,466,000 | 1,626,785,000 | 1,621,730,000 | 1,678,656,000 |
| Total loans | 1,320,544,000 | 1,339,540,000 | 1,363,783,000 | 1,375,877,000 |
| Allowance for loan losses | 27,630,000 | 27,674,000 | 24,975,000 | 24,542,000 |
| Securities available for sale | 46,285,000 | 57,868,000 | 58,656,000 | 49,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,329,098,000 | 1,351,110,000 | 1,339,534,000 | 1,378,307,000 |
| Interest-bearing deposits | 968,920,000 | 986,582,000 | 978,628,000 | 1,008,457,000 |
| Noninterest-bearing deposits | 360,179,000 | 364,529,000 | 360,907,000 | 369,850,000 |
| Equity capital | 188,042,000 | 189,432,000 | 196,023,000 | 202,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,221,000 | 35,002,000 | 53,776,000 | 73,424,000 |
| Interest expense | 2,861,000 | 5,963,000 | 9,374,000 | 13,234,000 |
| Net interest income | 14,360,000 | 29,039,000 | 44,402,000 | 60,190,000 |
| Noninterest income | 912,000 | 2,042,000 | 3,080,000 | 3,855,000 |
| Noninterest expense | 16,146,000 | 27,057,000 | 37,171,000 | 48,675,000 |
| Provision for loan losses | 0 | 0 | -3,000,000 | -3,850,000 |
| Pretax income | -853,000 | 4,045,000 | 13,332,000 | 19,241,000 |
| Income tax | 121,000 | 254,000 | 400,000 | 536,000 |
| Net income | -974,000 | 3,791,000 | 12,932,000 | 18,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,894,000 | 196,313,000 | 202,960,000 | 209,212,000 |
| Total capital | 212,515,000 | 214,314,000 | 221,205,000 | 227,440,000 |
| Risk-weighted assets | 1,399,679,000 | 1,430,406,000 | 1,452,848,000 | 1,451,934,000 |