Call reports 2016
LAKESIDE BANK — 2016
What LAKESIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,321,014,000 | 1,320,875,000 | 1,382,094,000 | 1,406,827,000 |
| Total loans | 1,056,237,000 | 1,077,469,000 | 1,134,453,000 | 1,182,186,000 |
| Allowance for loan losses | 27,198,000 | 26,972,000 | 27,036,000 | 27,081,000 |
| Securities available for sale | 43,512,000 | 41,734,000 | 44,314,000 | 45,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,119,041,000 | 1,092,367,000 | 1,146,293,000 | 1,164,505,000 |
| Interest-bearing deposits | 802,753,000 | 786,117,000 | 820,051,000 | 841,571,000 |
| Noninterest-bearing deposits | 316,289,000 | 306,250,000 | 326,242,000 | 322,934,000 |
| Equity capital | 169,448,000 | 170,947,000 | 170,601,000 | 176,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,585,000 | 27,467,000 | 41,880,000 | 56,794,000 |
| Interest expense | 1,518,000 | 3,124,000 | 4,835,000 | 6,676,000 |
| Net interest income | 12,067,000 | 24,343,000 | 37,045,000 | 50,118,000 |
| Noninterest income | 766,000 | 1,196,000 | 5,937,000 | 7,045,000 |
| Noninterest expense | 5,565,000 | 11,121,000 | 17,362,000 | 23,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,268,000 | 14,418,000 | 25,621,000 | 33,732,000 |
| Income tax | 112,000 | 237,000 | 382,000 | 507,000 |
| Net income | 7,156,000 | 14,181,000 | 25,239,000 | 33,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,073,000 | 175,404,000 | 175,040,000 | 181,731,000 |
| Total capital | 188,354,000 | 189,684,000 | 190,009,000 | 197,713,000 |
| Risk-weighted assets | 1,129,524,000 | 1,129,705,000 | 1,185,445,000 | 1,267,424,000 |