Call reports 2015
LAKESIDE BANK — 2015
What LAKESIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,247,477,000 | 1,257,613,000 | 1,253,911,000 | 1,220,484,000 |
| Total loans | 1,061,121,000 | 1,052,995,000 | 1,049,566,000 | 1,065,552,000 |
| Allowance for loan losses | 26,355,000 | 27,358,000 | 27,246,000 | 27,303,000 |
| Securities available for sale | 48,486,000 | 37,277,000 | 36,704,000 | 39,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,044,201,000 | 1,049,833,000 | 1,051,910,000 | 1,025,614,000 |
| Interest-bearing deposits | 753,959,000 | 753,324,000 | 760,517,000 | 746,484,000 |
| Noninterest-bearing deposits | 290,242,000 | 296,509,000 | 291,393,000 | 279,130,000 |
| Equity capital | 158,664,000 | 160,013,000 | 163,190,000 | 166,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,235,000 | 27,510,000 | 41,506,000 | 55,178,000 |
| Interest expense | 1,396,000 | 2,830,000 | 4,293,000 | 5,813,000 |
| Net interest income | 11,839,000 | 24,680,000 | 37,213,000 | 49,365,000 |
| Noninterest income | 412,000 | 1,173,000 | 1,592,000 | 2,601,000 |
| Noninterest expense | 5,246,000 | 10,698,000 | 16,511,000 | 21,829,000 |
| Provision for loan losses | 1,310,000 | 2,360,000 | 2,820,000 | 2,820,000 |
| Pretax income | 5,695,000 | 12,785,000 | 19,464,000 | 27,321,000 |
| Income tax | 85,000 | 190,000 | 287,000 | 402,000 |
| Net income | 5,610,000 | 12,595,000 | 19,177,000 | 26,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,558,000 | 164,322,000 | 167,450,000 | 171,129,000 |
| Total capital | 176,638,000 | 178,315,000 | 181,286,000 | 185,436,000 |
| Risk-weighted assets | 1,114,093,000 | 1,106,069,000 | 1,093,461,000 | 1,131,573,000 |