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Call reports 2006

LAKESIDE BANK — 2006

What LAKESIDE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/927976c7-ce1b-4729-86af-fa221c89231d/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets753,911,000799,923,000804,795,000846,860,000
Total loans705,382,000753,256,000751,002,000781,092,000
Allowance for loan losses9,479,0009,784,00010,307,00010,506,000
Securities available for sale17,973,00015,734,00017,601,00019,199,000
Securities held to maturity0000
Trading assets0000
Total deposits606,991,000658,706,000675,585,000716,573,000
Interest-bearing deposits468,949,000533,040,000552,489,000591,152,000
Noninterest-bearing deposits138,042,000125,666,000123,096,000125,421,000
Equity capital105,754,000106,968,000109,984,000115,277,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income12,867,00026,931,00042,291,00057,879,000
Interest expense4,123,0009,161,00015,129,00021,533,000
Net interest income8,744,00017,770,00027,162,00036,346,000
Noninterest income707,0001,517,0002,296,0003,027,000
Noninterest expense4,134,0008,254,00012,351,00015,755,000
Provision for loan losses300,000600,0001,116,0001,766,000
Pretax income5,017,00010,433,00015,991,00021,852,000
Income tax74,000153,000235,000321,000
Net income4,943,00010,280,00015,756,00021,531,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital105,921,000107,133,000110,051,000115,327,000
Total capital115,400,000116,917,000120,358,000125,833,000
Risk-weighted assets773,495,000828,665,000835,605,000875,049,000

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