Call reports 2005
LAKESIDE BANK — 2005
What LAKESIDE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 641,930,000 | 650,997,000 | 688,369,000 | 707,160,000 |
| Total loans | 596,751,000 | 603,372,000 | 641,221,000 | 659,095,000 |
| Allowance for loan losses | 8,345,000 | 8,621,000 | 8,904,000 | 9,179,000 |
| Securities available for sale | 19,156,000 | 19,622,000 | 18,586,000 | 20,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,780,000 | 537,738,000 | 570,711,000 | 573,737,000 |
| Interest-bearing deposits | 404,231,000 | 405,180,000 | 435,803,000 | 445,295,000 |
| Noninterest-bearing deposits | 121,549,000 | 132,558,000 | 134,908,000 | 128,442,000 |
| Equity capital | 63,878,000 | 65,224,000 | 68,067,000 | 103,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,405,000 | 19,682,000 | 30,783,000 | 42,897,000 |
| Interest expense | 2,072,000 | 4,684,000 | 7,791,000 | 11,530,000 |
| Net interest income | 7,333,000 | 14,998,000 | 22,992,000 | 31,367,000 |
| Noninterest income | 771,000 | 1,582,000 | 2,460,000 | 3,290,000 |
| Noninterest expense | 3,596,000 | 7,212,000 | 10,927,000 | 13,951,000 |
| Provision for loan losses | 275,000 | 550,000 | 825,000 | 1,100,000 |
| Pretax income | 4,233,000 | 8,818,000 | 13,700,000 | 19,606,000 |
| Income tax | 62,000 | 130,000 | 202,000 | 273,000 |
| Net income | 4,171,000 | 8,688,000 | 13,498,000 | 19,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,987,000 | 65,288,000 | 68,199,000 | 103,794,000 |
| Total capital | 72,217,000 | 73,657,000 | 77,067,000 | 112,909,000 |
| Risk-weighted assets | 658,305,000 | 669,549,000 | 709,372,000 | 729,145,000 |
Machine access — free, no API key
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