Call reports 2003
LAKESIDE BANK — 2003
What LAKESIDE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 461,670,000 | 499,291,000 | 497,649,000 | 522,088,000 |
| Total loans | 424,259,000 | 454,709,000 | 460,350,000 | 476,130,000 |
| Allowance for loan losses | 6,310,000 | 6,546,000 | 6,774,000 | 6,970,000 |
| Securities available for sale | 21,198,000 | 19,729,000 | 20,217,000 | 21,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,400,000 | 420,878,000 | 433,010,000 | 454,836,000 |
| Interest-bearing deposits | 289,296,000 | 318,845,000 | 334,303,000 | 343,340,000 |
| Noninterest-bearing deposits | 89,104,000 | 102,033,000 | 98,707,000 | 111,497,000 |
| Equity capital | 47,399,000 | 48,354,000 | 50,150,000 | 54,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,268,000 | 14,670,000 | 22,198,000 | 29,990,000 |
| Interest expense | 1,256,000 | 2,643,000 | 4,023,000 | 5,379,000 |
| Net interest income | 6,012,000 | 12,027,000 | 18,175,000 | 24,611,000 |
| Noninterest income | 825,000 | 1,680,000 | 2,620,000 | 3,484,000 |
| Noninterest expense | 3,215,000 | 6,365,000 | 9,718,000 | 12,498,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,397,000 | 6,892,000 | 10,405,000 | 14,700,000 |
| Income tax | 52,000 | 60,000 | 110,000 | 148,000 |
| Net income | 3,345,000 | 6,832,000 | 10,295,000 | 14,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,728,000 | 47,708,000 | 49,618,000 | 53,644,000 |
| Total capital | 52,228,000 | 53,625,000 | 55,599,000 | 59,975,000 |
| Risk-weighted assets | 439,217,000 | 472,752,000 | 477,745,000 | 505,869,000 |