Call reports 2002
LAKESIDE BANK — 2002
What LAKESIDE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 366,293,000 | 391,516,000 | 424,052,000 | 445,661,000 |
| Total loans | 323,979,000 | 346,212,000 | 368,481,000 | 402,126,000 |
| Allowance for loan losses | 5,576,000 | 5,718,000 | 5,855,000 | 6,096,000 |
| Securities available for sale | 23,871,000 | 21,623,000 | 22,769,000 | 20,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,082,000 | 346,888,000 | 374,915,000 | 381,035,000 |
| Interest-bearing deposits | 241,583,000 | 259,347,000 | 282,082,000 | 285,208,000 |
| Noninterest-bearing deposits | 78,499,000 | 87,541,000 | 92,833,000 | 95,827,000 |
| Equity capital | 40,636,000 | 41,085,000 | 42,843,000 | 45,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,991,000 | 12,322,000 | 19,220,000 | 26,450,000 |
| Interest expense | 1,268,000 | 2,523,000 | 3,895,000 | 5,230,000 |
| Net interest income | 4,723,000 | 9,799,000 | 15,325,000 | 21,220,000 |
| Noninterest income | 588,000 | 1,719,000 | 2,516,000 | 3,334,000 |
| Noninterest expense | 2,789,000 | 5,595,000 | 8,570,000 | 11,619,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 2,372,000 | 5,623,000 | 8,821,000 | 12,035,000 |
| Income tax | 34,000 | 95,000 | 141,000 | 173,000 |
| Net income | 2,338,000 | 5,528,000 | 8,680,000 | 11,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,736,000 | 40,431,000 | 42,037,000 | 44,942,000 |
| Total capital | 44,377,000 | 45,420,000 | 46,956,000 | 50,161,000 |
| Risk-weighted assets | 353,960,000 | 398,426,000 | 392,602,000 | 416,636,000 |