Call reports 2001
LAKESIDE BANK — 2001
What LAKESIDE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 331,264,000 | 341,808,000 | 338,155,000 | 362,810,000 |
| Total loans | 279,906,000 | 292,558,000 | 294,416,000 | 308,278,000 |
| Allowance for loan losses | 4,980,000 | 5,097,000 | 5,264,000 | 5,425,000 |
| Securities available for sale | 33,407,000 | 28,826,000 | 26,376,000 | 23,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,207,000 | 293,514,000 | 293,519,000 | 316,164,000 |
| Interest-bearing deposits | 207,378,000 | 210,710,000 | 209,975,000 | 235,286,000 |
| Noninterest-bearing deposits | 78,829,000 | 82,804,000 | 83,543,000 | 80,878,000 |
| Equity capital | 35,178,000 | 35,446,000 | 37,966,000 | 40,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,419,000 | 12,829,000 | 20,387,000 | 26,631,000 |
| Interest expense | 2,318,000 | 4,524,000 | 6,389,000 | 7,793,000 |
| Net interest income | 4,101,000 | 8,305,000 | 13,998,000 | 18,838,000 |
| Noninterest income | 664,000 | 1,341,000 | 2,600,000 | 3,277,000 |
| Noninterest expense | 2,635,000 | 5,276,000 | 7,986,000 | 10,690,000 |
| Provision for loan losses | 120,000 | 240,000 | 405,000 | 570,000 |
| Pretax income | 2,010,000 | 4,130,000 | 8,207,000 | 10,855,000 |
| Income tax | 27,000 | 54,000 | 303,000 | 345,000 |
| Net income | 1,983,000 | 4,076,000 | 7,904,000 | 10,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,472,000 | 34,612,000 | 36,890,000 | 39,206,000 |
| Total capital | 38,289,000 | 38,648,000 | 40,892,000 | 43,565,000 |
| Risk-weighted assets | 299,293,000 | 311,898,000 | 310,371,000 | 331,687,000 |