Call reports 2019
CITIZENS STATE BANK — 2019
What CITIZENS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 278,474,000 | 272,720,000 |
| Total loans | 195,788,000 | 190,621,000 |
| Allowance for loan losses | 2,025,000 | 1,919,000 |
| Securities available for sale | 33,897,000 | 16,960,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 238,671,000 | 231,851,000 |
| Interest-bearing deposits | 212,085,000 | 205,379,000 |
| Noninterest-bearing deposits | 26,587,000 | 26,473,000 |
| Equity capital | 28,888,000 | 30,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 3,526,000 | 7,086,000 |
| Interest expense | 789,000 | 1,579,000 |
| Net interest income | 2,737,000 | 5,507,000 |
| Noninterest income | 127,000 | 278,000 |
| Noninterest expense | 2,252,000 | 3,775,000 |
| Provision for loan losses | 229,000 | 389,000 |
| Pretax income | 383,000 | 1,664,000 |
| Income tax | 0 | 0 |
| Net income | 383,000 | 1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 29,230,000 | 30,378,000 |
| Total capital | 31,254,000 | 32,297,000 |
| Risk-weighted assets | 213,656,000 | 206,633,000 |