Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,309,000 | USD | evidence → |
| Total loans | 61,864,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,660,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,670,000 | USD | evidence → |
| Interest-bearing deposits | 48,645,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,025,000 | USD | evidence → |
| Equity capital | 7,982,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,459,000 | USD | evidence → |
| Interest expense | 1,548,000 | USD | evidence → |
| Net interest income | 2,911,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 3,130,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 42,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 42,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,982,000 | USD | evidence → |
| Total capital | 8,606,000 | USD | evidence → |
| Risk-weighted assets | 67,748,000 | USD | evidence → |