Call reports 2014
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2014
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 322,969,000 | 319,996,000 | 328,705,000 |
| Total loans | 201,679,000 | 204,606,000 | 198,687,000 |
| Allowance for loan losses | 2,091,000 | 2,091,000 | 2,091,000 |
| Securities available for sale | 39,940,000 | 39,909,000 | 3,549,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 296,001,000 | 291,274,000 | 303,092,000 |
| Interest-bearing deposits | 206,884,000 | 203,408,000 | 207,755,000 |
| Noninterest-bearing deposits | 89,117,000 | 87,866,000 | 95,337,000 |
| Equity capital | 26,625,000 | 28,342,000 | 25,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 3,172,000 | 6,375,000 | 9,567,000 |
| Interest expense | 165,000 | 320,000 | 471,000 |
| Net interest income | 3,007,000 | 6,055,000 | 9,096,000 |
| Noninterest income | 293,000 | 583,000 | 884,000 |
| Noninterest expense | 2,403,000 | 4,569,000 | 8,560,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 897,000 | 2,069,000 | -843,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 897,000 | 2,069,000 | -843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 28,353,000 | 29,251,000 | 23,964,000 |
| Total capital | 30,444,000 | 31,342,000 | 26,055,000 |
| Risk-weighted assets | 199,772,000 | 204,937,000 | 198,013,000 |