Call reports 2013
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 284,002,000 | 294,626,000 | 302,367,000 | 319,157,000 |
| Total loans | 183,811,000 | 183,273,000 | 196,001,000 | 202,146,000 |
| Allowance for loan losses | 2,159,000 | 2,161,000 | 2,160,000 | 2,091,000 |
| Securities available for sale | 44,798,000 | 41,606,000 | 41,099,000 | 40,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,709,000 | 270,440,000 | 277,222,000 | 293,323,000 |
| Interest-bearing deposits | 184,709,000 | 190,113,000 | 191,894,000 | 205,821,000 |
| Noninterest-bearing deposits | 73,000,000 | 80,327,000 | 85,328,000 | 87,502,000 |
| Equity capital | 25,954,000 | 23,801,000 | 24,676,000 | 25,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,015,000 | 6,112,000 | 9,247,000 | 12,473,000 |
| Interest expense | 212,000 | 400,000 | 579,000 | 752,000 |
| Net interest income | 2,803,000 | 5,712,000 | 8,668,000 | 11,721,000 |
| Noninterest income | 301,000 | 606,000 | 925,000 | 1,235,000 |
| Noninterest expense | 2,161,000 | 4,328,000 | 6,452,000 | 8,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 943,000 | 1,990,000 | 3,141,000 | 4,378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 943,000 | 1,990,000 | 3,141,000 | 4,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,811,000 | 26,307,000 | 26,908,000 | 27,870,000 |
| Total capital | 27,970,000 | 28,468,000 | 29,068,000 | 29,961,000 |
| Risk-weighted assets | 187,399,000 | 184,165,000 | 195,660,000 | 200,467,000 |