Call reports 2012
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 249,101,000 | 257,644,000 | 262,097,000 | 293,185,000 |
| Total loans | 178,656,000 | 175,964,000 | 177,752,000 | 179,879,000 |
| Allowance for loan losses | 2,144,000 | 2,126,000 | 2,124,000 | 2,136,000 |
| Securities available for sale | 25,364,000 | 20,870,000 | 15,611,000 | 20,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,742,000 | 231,527,000 | 235,109,000 | 265,821,000 |
| Interest-bearing deposits | 162,509,000 | 170,220,000 | 170,434,000 | 196,730,000 |
| Noninterest-bearing deposits | 61,233,000 | 61,307,000 | 64,675,000 | 69,091,000 |
| Equity capital | 24,972,000 | 25,752,000 | 26,488,000 | 26,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,042,000 | 6,008,000 | 9,027,000 | 11,997,000 |
| Interest expense | 248,000 | 474,000 | 696,000 | 926,000 |
| Net interest income | 2,794,000 | 5,534,000 | 8,331,000 | 11,071,000 |
| Noninterest income | 303,000 | 690,000 | 1,000,000 | 1,325,000 |
| Noninterest expense | 2,155,000 | 4,262,000 | 6,388,000 | 8,681,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,198,000 | 2,221,000 | 3,683,000 | 4,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,198,000 | 2,221,000 | 3,683,000 | 4,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,920,000 | 24,559,000 | 25,334,000 | 25,557,000 |
| Total capital | 26,064,000 | 26,685,000 | 27,458,000 | 27,693,000 |
| Risk-weighted assets | 179,539,000 | 176,281,000 | 180,427,000 | 181,200,000 |