Call reports 2011
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2011
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 244,591,000 | 246,277,000 | 259,794,000 | 255,525,000 |
| Total loans | 169,261,000 | 165,693,000 | 177,150,000 | 181,272,000 |
| Allowance for loan losses | 2,019,000 | 2,072,000 | 2,118,000 | 2,143,000 |
| Securities available for sale | 13,364,000 | 23,149,000 | 27,549,000 | 26,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,296,000 | 222,395,000 | 234,642,000 | 229,645,000 |
| Interest-bearing deposits | 176,187,000 | 177,305,000 | 182,053,000 | 171,428,000 |
| Noninterest-bearing deposits | 45,109,000 | 45,090,000 | 52,589,000 | 58,217,000 |
| Equity capital | 22,852,000 | 23,466,000 | 24,600,000 | 25,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,173,000 | 6,210,000 | 9,496,000 | 12,684,000 |
| Interest expense | 448,000 | 857,000 | 1,259,000 | 1,570,000 |
| Net interest income | 2,725,000 | 5,353,000 | 8,237,000 | 11,114,000 |
| Noninterest income | 277,000 | 519,000 | 821,000 | 1,202,000 |
| Noninterest expense | 1,927,000 | 3,828,000 | 6,016,000 | 8,335,000 |
| Provision for loan losses | 75,000 | 125,000 | 155,000 | 185,000 |
| Pretax income | 1,000,000 | 2,100,000 | 3,559,000 | 4,468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 2,100,000 | 3,559,000 | 4,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,740,000 | 23,293,000 | 23,175,000 | 23,403,000 |
| Total capital | 24,759,000 | 25,365,000 | 25,293,000 | 25,546,000 |
| Risk-weighted assets | 169,492,000 | 167,103,000 | 178,286,000 | 180,479,000 |