Call reports 2010
HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What HOUSTON COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 234,852,000 | 235,638,000 | 243,944,000 | 244,879,000 |
| Total loans | 187,776,000 | 190,463,000 | 183,924,000 | 176,252,000 |
| Allowance for loan losses | 1,776,000 | 1,875,000 | 1,916,000 | 1,983,000 |
| Securities available for sale | 2,986,000 | 2,942,000 | 2,787,000 | 2,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,095,000 | 213,185,000 | 220,791,000 | 221,442,000 |
| Interest-bearing deposits | 168,658,000 | 172,031,000 | 176,763,000 | 174,638,000 |
| Noninterest-bearing deposits | 44,437,000 | 41,154,000 | 44,028,000 | 46,804,000 |
| Equity capital | 21,165,000 | 21,764,000 | 22,290,000 | 22,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,485,000 | 6,967,000 | 10,418,000 | 13,717,000 |
| Interest expense | 513,000 | 993,000 | 1,463,000 | 1,929,000 |
| Net interest income | 2,972,000 | 5,974,000 | 8,955,000 | 11,788,000 |
| Noninterest income | 267,000 | 573,000 | 862,000 | 1,088,000 |
| Noninterest expense | 1,972,000 | 3,942,000 | 5,883,000 | 7,864,000 |
| Provision for loan losses | 85,000 | 190,000 | 295,000 | 400,000 |
| Pretax income | 1,182,000 | 2,415,000 | 3,639,000 | 4,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,182,000 | 2,415,000 | 3,639,000 | 4,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,050,000 | 21,600,000 | 22,142,000 | 22,432,000 |
| Total capital | 22,826,000 | 23,475,000 | 24,058,000 | 24,415,000 |
| Risk-weighted assets | 188,191,000 | 193,997,000 | 183,513,000 | 175,364,000 |